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Crazy Creditors

 November 26. 2010

Corporate America created a worldwide financial recession turned depression, by gouging Americans and destabilizing the balance of the U.S.  economy. Greed won out over commonsense, in a rush to illegally make as much money as possible, financially raping America. As a result the economy collapsed at the hands of a select group of major U.S. corporations. 

Now that the bubble has burst and profits are in the proverbial toilet, unscrupulous companies are resorting to new, illegal ways to make unearned revenue. It can be classified as stealing and thievery, which is corporate America's greatest problem. There are a number of crooked schemes running.

Law firms and collection companies have illegally bought information from large corporation, on debtors, who filed for Chapter 7 bankruptcy and had their debts discharged. Then, they illegally reboot debts the court has officially dissolved, adding massive legal and penalty fees to it. Debtors who sought bankruptcy as a means for a fresh start, are being bombarded with harassing calls, extortion and new blemishes on their credit reports. 

There are other forms of harassment as well in the debt collection field. A story broke a few weeks ago, on ABC News, about a debt collection company calling black debtors over the phone, using racial slurs. African-Americans were subjected to vicious verbal abuse, which included debt collection agents shouting terms at them over the phone such as "nig*ers" in trying to shake them down for credit bard debts they are unable to repay. 

That is despicable and set America back hundreds of years. The aforementioned company should be charged with violating the Civil Rights Act in deeds that are hate crimes. They certainly do not treat their white debtors in that manner.    

In a separate incident, an alarm company in Miami, doing business as Kertz-National Alarm Systems, terrorized a senior citizen in attempting to collect a debt. The newly unemployed senior citizen, who was only been able to find part time work since losing her main job in a tough economy, fell behind on her security alarm bills she had paid faithfully and on time for many years. 

In a disgraceful act of harassment, Kertz-National Alarm Systems, remotely triggered the alarm in her home as a form of terrorization. The alarm was so loud, it disturbed the entire block and surrounding homes on backstreets. The boisterous, grating racket, forced police officers to come out to the property in squad cars, on the taxpayers' dime, naturally believing there had been a burglary. 

After two hours of complaints and disturbing the peace, the alarm company finally consented to send a technician out, but only after extorting $80 from the senior citizen, money from her widow's pension social security check, used to pay for her mortgage and food. This is the madness some creditors are resorting to at the public's expense.

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